Fractional CFO & Startup Services

Concept & Business Planning

Every new business begins with an idea and a set of untested assumptions. We work with entrepreneurs and investors to turn the concept into a clear, financeable plan, taking the venture from the first financial model through to opening day.

We build the financial foundation for the launch, pressure-test the business model, and prepare the materials needed to present the opportunity to partners, lenders and investors. Pre-opening services include:

  • Concept Development & Feasibility Analysis

  • Financial Models, Budgets & Projections

  • Business Plans & Investor Presentations

  • Partner & Ownership Structure Support

  • Site Selection & Lease Negotiations

Launch & Build-Out

The period between a signed lease and opening day carries the greatest financial risk for a new venture. We act as owner’s representative and fractional CFO during this phase, coordinating the people, budgets and schedules that determine whether a business opens on time and on budget.

We manage each build-out with the same discipline we apply to larger development projects, with close attention to cost control and contractor oversight. During the launch phase, our services include:

  • Build-Out Budgeting & Cost Control

  • Design Team & Contractor Procurement

  • Construction Oversight & Draw Administration

  • Permits, Licensing & Municipality Interface

  • Accounting, Payroll & Systems Setup

Reporting & Performance Oversight

Opening day is the beginning of a new set of financial questions. We stay involved after launch as fractional CFO, so that ownership has accurate numbers, clear reporting and an honest view of how the business is performing against its plan.

We establish a regular reporting rhythm, compare actual results to the original model, and meet with ownership to review what the numbers mean and what to adjust. Post-opening services include:

  • Monthly Financial Reporting & Bookkeeping Oversight

  • Budget-to-Actual Variance Analysis

  • Performance Reviews & Management Meetings

  • Cash Flow Management & Forecasting

  • Investor & Lender Reporting

  • Capital Planning for Expansion or Refinancing